Courtney asks her neighbor Billy to come over to give her some advice about her boyfriend that is troubled: he ' s on the go, also he ' s been indicted on 98 counts of mortgage fraud. Billy tells her to move on from him mentally and emotionally, and also not to answer some one of her boyfriend ' s calls, texts or emails. Courtney's scared, but Billy informs her that he's there to ease her … in more ways than you. Billy ' s foreclosing on her pussy with his huge dick while Courtney ' s boyfriend is facing time in the slammer for foreclosure.